Insurance considerations

When you enroll in a managed care plan - like an HMO - usually you have to choose a single doctor, a Primary Care Physician (PCP), who is responsible for your care. He or she will handle your routine care and help you get all of your care needs are met-sometimes by referring you to others or to specialists.

It is very important to understand the provisions of your insurance plans. With a clear knowledge of what various options will cost you, you can make better decisions to manage the cost of treatment. See Financial Planning. See Your Legal Rights for information about recovering compensation from other sources.